Housing Insights Central

Owning a home is a big goal for many people in America. However, it's becoming a reality a bit later in life than it used to. Now, for the first time ever, the average age of someone buying their first home ...

Mortgage refinancing is often touted as a way for homeowners to lower their housing costs. However, refinancing only makes financial sense under certain circumstances. Here's some gu...

Dreaming of owning your own home? A new proposal called the "First-Time Home Buyer Tax Credit" could be a big help.  It's a plan that might give people looking to buy the...

Finding an affordable apartment in a big city can be tough, but it's still possible in certain places like Oklahoma City and Pittsburgh, where rents often remain below $1,000 per month. In 2023, about 32% of renters ...

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

Everyone should have a place they can call home, but as the cost of living shoots up, many people find themselves at risk of being without a home.  Guaranteed income programs give a helping hand...

In America, the number of older adults is on the rise, with about 55.8 million people, or one out of six, being 65 or older as of 2020. A recent study from the Urban Institute has shone a light on how budget cuts to the De...

Buying a house can seem like a challenging task, especially for individuals living with disabilities. However, there are special home loans and grants to make the process easier and more affordable.   Can You Buy a Ho...

It isn't easy trying to find a new home these days. Housing inventory still hasn't recovered in 2023. The supply remains at near historic low levels, but there is some encouraging news. Singl...